TN Government started so many scheme in favour of girl, but government also provide the benefits through the help of the scheme to the boys of the state. Now this Ponmagan Podhuvaippu Nidhi Scheme is specially made for the boys of the state. All the boys who belongs to the economically weaker section families are able to get the benefits of the scheme. This scheme offer the beneficiaries to open the saving accounts in the Post office and can save the money for the education of the boys. Now after the implementation of the scheme, now the poor families of the state can save the money with the small deposit in the post office and save the money for the education of the boys child. This is not the enough details to become the part of the scheme, you need to explore the more about it.
Type of scheme
Saving scheme
Launched By
State Government of Tamil Nadu
Language and Year of Information
English and 2025
TN Ponmagan Podhuvaippu Nidhi Scheme 2025
Now first you all need to understand about the scheme. First this scheme is promote the education equality in the state. So this is the financial aid or saving scheme. With the help of this Saving scheme, parent of the boys who belongs to poor families will encourage to save the money for the educations of their sone/ or boy. The department who managed this scheme is the post administration of the state.
Every one can open the Ponmagan Podhuvaippu Nidhi Scheme Saving account in post office by deposit the minimum amount of Rs.100/-. It means the parent need to deposit only Rs.500/- every year with this saving program and then maximum amount which you all can submit in PPNS Saving account is Rs.1.5 Lakhs.
This PPNS (Ponmagan Podhuvaippu Nidhi Scheme) Saving account can be transferred in all over the India it means any of the post office branch of the India. You can open this account by submit the cheque payment or cash payment. The nomination facilities for this account is also available.
Highlights of PPNS Saving Scheme
Title of scheme
Ponmagan Podhuvaippu Nidhi Scheme
Short Name
PPNS
Beneficiaries
Boys families of the state
Eligibility for families
Belongs to EWS category
Operated Department
Post Office
Benefits given
Higher interest Rate
Motive to Launch
To Save money for the education of boy child
Motive to Launch
The main motive to launch this scheme is to provide the equal education to the boys child of the state. with the help of this scheme, government encourage the poor families to save the money for the education of the boys child by deposit very low amount.
Post Office Interest Rate
The rate interest rate which given on this scheme is as decided by the state government of the Tamil Nadu is periodically. So at present the interest rate is 9.7%. This interest rate of the scheme is compounded annually.
Eligibility Criteria
To open the PPNS account in the post office with this program you all need to full fill the following conditions as given below.
The boy/ son/ male child of the family who are native family of the Tamil Nadu state will get enrolled.
Applicant also studying in the government or government aided school or college of the state.
The family/parent/ guardian of the applicant must be belongs to the EWS Category.
Applicant should not receiving any other financial assistance in any of the scheme for the education by the state or center government.
This PPNS account in post office should be open in the name of the male/boy child who having the age above 10 years.
If the age of the boy is below 10 years, then the account is open in the name of parent or guardian.
Required Documents
To show the competition of the eligibility need to prepared the below documents in the name of the applicant or their parent.
Application form to get from portal.
Photograph in passport size of the boy.
Parent/ guardian income certificate showing EWS category.
Present school certificate of the boy child.
Complete Bank account details of boy or parent.
Residence proof of the state like Voter ID Card, Ration card, electricity bill.
Process to Open PPNS Account Online
1st Step: All the eligible families with their boy child need to visit the nearest post office branch and then get the Ponmagan Podhuvaippu Nidhi Scheme application Form.
2nd Step: Now start filling this form manually with clean handwriting and then attached the above said documents.
3rd Step: You can submit this form with documents at the same branch office with the deposit amount.
4th Step: Then the post office officials verify the documents with the form and then open the same account.
Maturity Period
This scheme is run or the maturity period is about 15 years from the date of the opening. You can extend the same maturity period for next 5 years at the time of the maturity. But before this period the maturity is not allowed. But you can partially withdraw the amount at the 7th financial year from the date of the opening of this account.
List of Benefits
This scheme can easily accessible by the families of the state at any of the post office.
The minimum amount to open the account is just Rs.100/-, it means every one can easily afford this amount for their child.
The interest rate for this program is also higher than any other saving scheme.
This scheme is support by the government of the state, so this is one of the most safest scheme for the poor people of the state.
Every one can use this amount for the education of the boy.
